Are you irritated from scraping the payment together to pay your auto insurance bill each month? You are no different than most other vehicle owners in Wisconsin.
It’s astonishing, but over 70% of consumers kept their policy with the same company for well over three years, and almost half have never shopped around. Milwaukee insurance shoppers could save approximately 30% every year just by comparing rates, but they just don’t want to compare other rate quotes.
Online insurance companies like GEICO, 21st Century and Progressive all claim big savings, bombarding you with ads and it can be hard to ignore the flashy ads and take the time to shop coverage around.
If you have coverage now, you will definitely be able to reduce premiums using these tips. Choosing the most cost-effective car insurance policy in Milwaukee is actually quite simple. Nevertheless, Wisconsin drivers need to learn the way companies price online insurance because rates are impacted by many factors.
The are a couple different ways of comparing price quotes from local Milwaukee insurance companies. The simplest method to compare Volkswagen Passat insurance prices involves getting comparison quotes online.
Getting free quotes online is quite simple, and it replaces the need to physically go to all the different Milwaukee insurance agencies. The fact that you can get quotes online eliminates this option unless you have a complicated situation and need the peace of mind that you can only get from talking to an agent. It is possible to comparison shop online but still have the advice of a local agent.
When comparison shopping, having more price comparisons helps increase your odds of locating the best rates.
The providers in the list below are ready to provide price comparisons in Milwaukee, WI. If multiple companies are listed, we suggest you visit two to three different companies in order to find the lowest rates.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Passat Komfort Station Wagon | $174 | $358 | $188 | $12 | $56 | $788 | $66 |
Passat Komfort 4-Dr Sedan | $124 | $222 | $230 | $14 | $68 | $658 | $55 |
Get Your Own Custom Quote Go |
Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, claim-free, and safe-driver. Information does not factor in specific zip code location which can increase or decrease rates significantly.
Impact of citations and accidents on insurance rates
The chart below illustrates how traffic citations and fender-benders raise Volkswagen Passat yearly insurance costs for each age group. The premium estimates are based on a single female driver, comp and collision included, $100 deductibles, and no discounts are factored in.
Comparison of car insurance rates by age and gender in Milwaukee
The diagram below shows the comparison of Volkswagen Passat insurance costs for male and female drivers. The premiums assume a clean driving record, no at-fault accidents, comprehensive and collision coverage, $500 deductibles, drivers are single, and no policy discounts are applied.
What if I want to buy from local Milwaukee car insurance agents?
Some people just prefer to sit down and talk to an agent and often times that is recommended One of the best bonuses of getting free rate quotes online is that you can find cheaper auto insurance rates and still have a local agent.
By using this short form, your coverage information is immediately sent to insurance agents in Milwaukee that can give you free Milwaukee auto insurance quotes and help you find cheaper coverage. There is no reason to drive around since rate quotes are delivered immediately to you. You’ll get the best rates without having to waste a lot of time. If you want to get a comparison quote from a specific car insurance provider, you can always go to their quote page and complete a quote there.
Finding the right company is decision based upon more than just the price. These are some questions you should get answers to.
- Will their companies depreciate repairs to your car based on the mileage?
- Is the coverage adequate for your vehicle?
- Do they have a Better Business Bureau rating in Milwaukee?
- Do they carry Errors and Omissions coverage?
- Do they get extra compensation for selling add-on coverages?
- Is assistance available after office hours?
- How many years have they been established?
- Are claims handled at the agent’s location?
When researching a local Milwaukee insurance agent, there are two different types of agencies and how they can service your needs differently. Agents may be either exclusive or independent.
Exclusive Car Insurance Agents
Exclusive agencies have only one company to place business with like Allstate, Farmers Insurance, State Farm, and AAA. Exclusive agencies are unable to provide other company’s prices so keep that in mind. Exclusive insurance agents receive a lot of sales training on their products and sales techniques which can be an advantage.
Listed below are Milwaukee exclusive agents who may provide you with comparison quotes.
American Family Insurance – Jaime Mercado
709 W Layton Ave – Milwaukee, WI 53221 – (414) 481-4400 – View Map
Len Cratic Jr – State Farm Insurance Agent
10721 W Capitol Dr #127 – Milwaukee, WI 53222 – (414) 527-4288 – View Map
American Family Insurance – Joseph Setum Jr
3457 S Kinnickinnic Ave – Milwaukee, WI 53207 – (414) 769-0701 – View Map
Independent Agents (or Brokers)
Agents of this type can quote rates with many companies so they can quote policies through many different car insurance companies and help determine which has the cheapest rates. If your agent finds better pricing, the business is moved internally which requires no work on your part. When comparison shopping, we recommend you get quotes from multiple independent agents to get the most accurate price comparison.
Listed below are Milwaukee independent agents willing to provide price quotes.
Schwade Insurance Agency, Inc.
8131 W Capitol Dr – Milwaukee, WI 53222 – (414) 462-5000 – View Map
Bill Luepke Insurance Agency
1223 E Howard Ave – Milwaukee, WI 53207 – (414) 482-1040 – View Map
Santiago Insurance Agency
828 W Historic Mitchell St – Milwaukee, WI 53204 – (414) 727-8284 – View Map