Do you want to save money by finding low-cost Nissan Frontier insurance in Milwaukee? Locating the cheapest insurance for your Nissan Frontier in Wisconsin can normally be a lot of work, but you can use these tips to make it easier.
There is a better way to buy auto insurance so you’re going to learn the proper way to price shop coverage for a Nissan and find the cheapest rates from Milwaukee insurance agents and online providers.
Remarkably, a study showed that nearly 70% of customers have purchased from the same company for over three years, and approximately 38% of consumers have never shopped around. American drivers could pocket roughly $860 a year by just comparing rate quotes, but they just don’t understand the big savings they would realize if they just switched companies.
Finding low cost auto insurance prices doesn’t have to be difficult. Drivers just need to take a couple of minutes comparing free Milwaukee auto insurance quotes provided by online insurance companies.
The companies in the list below can provide comparison quotes in Wisconsin. If more than one company is shown, it’s a good idea that you visit two to three different companies in order to get a fair rate comparison.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Frontier XE King Cab 2WD | $82 | $154 | $288 | $18 | $86 | $628 | $52 |
| Frontier SE King Cab 2WD | $140 | $226 | $296 | $18 | $88 | $768 | $64 |
| Frontier SE Crew Cab 2WD | $96 | $200 | $270 | $16 | $80 | $662 | $55 |
| Frontier Pro-4X King Cab 2WD | $106 | $212 | $374 | $22 | $112 | $826 | $69 |
| Frontier LE King Cab 2WD | $160 | $298 | $388 | $22 | $116 | $984 | $82 |
| Frontier SE King Cab 4WD | $192 | $288 | $234 | $14 | $70 | $798 | $67 |
| Frontier Pro-4X Crew Cab 2WD | $202 | $352 | $376 | $22 | $112 | $1,064 | $89 |
| Frontier LE Crew Cab 2WD | $164 | $284 | $376 | $22 | $112 | $958 | $80 |
| Frontier SE Crew Cab 4WD | $152 | $294 | $260 | $16 | $78 | $800 | $67 |
| Frontier LE King Cab 4WD | $196 | $344 | $278 | $16 | $84 | $918 | $77 |
| Frontier Pro-4X King Cab 4WD | $120 | $184 | $234 | $14 | $70 | $622 | $52 |
| Frontier Pro-4X Crew Cab 4WD | $140 | $236 | $260 | $16 | $78 | $730 | $61 |
| Frontier LE Crew Cab 4WD | $156 | $272 | $298 | $18 | $90 | $834 | $70 |
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Price information does not factor in specific Milwaukee garaging location which can affect premiums significantly.
Gender-based car insurance premiums in Milwaukee
The information below visualizes the comparison of Nissan Frontier car insurance rates for male and female drivers. The information is based on a clean driving record, no at-fault accidents, full physical damage coverage, $100 deductibles, drivers are single, and no discounts are taken into consideration.
Rate comparison of full coverage and liability-only
The illustration below visualizes the comparison of Nissan Frontier yearly insurance costs with and without full coverage. The information is based on no accidents or driving violations, $100 deductibles, married male driver, and no discounts are applied.
When to stop buying physical damage coverage
There is no clear-cut formula for phasing out comprehensive and collision coverage on your policy, but there is a general guideline you can use. If the annual cost of comprehensive and collision coverage is more than 10% of any settlement you would receive from your insurance company, then you might want to think about dropping full coverage.
For example, let’s say your Nissan Frontier claim settlement value is $3,000 and you have $1,000 deductibles. If your vehicle is destroyed, the most your company will settle for is $2,000 after paying your policy deductible. If you are paying in excess of $200 a year for comprehensive and collision coverage, then you might want to think about dropping full coverage.
There are some conditions where buying only liability insurance is not financially feasible. If you have an outstanding loan on your vehicle, you have to keep full coverage in order to prevent your loan from defaulting. Also, if you don’t have enough money to buy a different vehicle in case of an accident, you should keep full coverage.
Comparing rates from local Milwaukee insurance agencies
A lot of people would prefer to get advice from a local agent and that is a smart decision Insurance agents can make sure you are properly covered and help file insurance claims. A good thing about comparing insurance prices online is that you can obtain cheap insurance rates but still work with a licensed agent. And providing support for local insurance agencies is definitely important in Milwaukee.
After completing this form (opens in new window), your information is instantly submitted to insurance agents in Milwaukee who will return price quotes for your insurance coverage. There is no need to search for an agent since price quotes are sent to you instantly. If for some reason you want to compare prices from a specific company, you would need to navigate to their website and fill out the quote form the provide.
Two different types of auto insurance agents
If you are wanting to purchase insurance from a reputable agency, it helps to know the two types of agencies from which to choose. Milwaukee agents can be described as either exclusive or independent. Either one can sell affordable insurance policies, but it’s worth mentioning how they are different since it can affect your agent selection.
Independent Agents
These type of agents often have affiliation with several companies so they can quote policies with lots of companies and find you the best rates. If your agent finds better pricing, they simply switch companies in-house and you don’t have to find a new agent. If you are comparing insurance prices, you will definitely want to compare prices from a couple of independent agencies to have the best price comparison. They often place coverage with companies you’ve never heard of that can offer cheaper rates than bigger companies.
Featured below are Milwaukee independent agencies that may be able to give pricing information.
- Philleo Agency Insurance
12555 W Burleigh Rd – Brookfield, WI 53005 – (262) 432-4200 – View Map - Frank Medina Insurance WI
342 N Water St Ste 600 – Milwaukee, WI 53202 – (414) 877-0777 – View Map - Dale G Latus Insurance
5232 W Oklahoma Ave # 215 – Milwaukee, WI 53219 – (414) 352-1118 – View Map
Exclusive Agents
These type of agents can only provide one company’s prices and examples are Farmers Insurance, American Family, State Farm and Allstate. Exclusive agencies are unable to compare rates from other companies so keep that in mind. Exclusive insurance agents are well schooled on their company’s products which helps them compete with independent agents. Drivers often use the same agent mainly due to the prominent brand name and the convenience of having a single billing for all their coverages.
Listed below is a list of exclusive agencies in Milwaukee willing to provide rate quotes.
- Progressive Insurance – Milwaukee Service Center
3442 S 103rd St – Milwaukee, WI 53227 – (414) 944-5200 – View Map - American Family Insurance – Angelica Angel
5220 S 27th St – Milwaukee, WI 53221 – (414) 282-3600 – View Map - Diana Kostal – State Farm Insurance Agent
1410 E Capitol Dr – Milwaukee, WI 53211 – (414) 964-8680 – View Map
Finding the right insurance agent should depend on more than just the price. These are valid questions to ask:
- How long has their agency been in business in Milwaukee?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Will one accident increase rates?
- In the event of vehicle damage, can you pick the collision repair facility?
- Is their price quote a firm figure or are their hidden costs?
- What kind of financial rating does the company have?
Once you have received satisfactory answers and a good coverage price, you may have found an auto insurance agent that can be trusted to properly insure your vehicles. Just be aware that you are able to cancel your policy for any reason so don’t assume that you are obligated to a policy for a certain time period.