Are you sick and tired of sacrificing other expenses to pay your insurance bill each month? You are in the same boat as many other Wisconsin consumers.
A recent NerdWallet.com study revealed that most drivers have bought insurance from the same company for four years or more, and nearly the majority have never compared rate quotes at all. Many consumers in Milwaukee could save an average of as much as $370 each year just by comparing rates, but they just assume it takes a lot of time to find cheaper insurance by shopping around. Big-name insurance companies like GEICO, 21st Century and Progressive persitently shower you with TV and radio ads and it can be hard to see past the geckos and flying pigs and take the time to shop coverage around.
Cheap Dodge insurance price quotes in Milwaukee
The companies shown below are ready to provide comparison quotes in Milwaukee, WI. If multiple companies are shown, we suggest you visit several of them to find the most affordable car insurance rates.
Verify you’re applying every discount
Some insurers do not list the entire discount list very well, so we took the time to find both the well known as well as the least known credits available to lower your premiums when you buy Milwaukee car insurance online.
- Full Payment Discount – If paying your policy premium upfront rather than spreading payments over time you may reduce your total bill.
- Discount for Swiching Early – Some auto insurance companies give discounts for buying a policy prior to your current Magnum insurance policy expiration. It’s a savings of about 10%.
- Anti-lock Brake Discount – Cars and trucks with ABS braking systems or traction control can reduce accidents and will save you 10% or more on Magnum insurance in Milwaukee.
- Membership in Organizations – Being a member of qualifying employment or professional organizations is a simple method to lower premiums on your next renewal.
- Buy New and Save – Adding a new car to your policy can get you a discount compared to insuring an older model.
A little note about advertised discounts, many deductions do not apply to all coverage premiums. The majority will only reduce specific coverage prices like liability, collision or medical payments. Despite the appearance that it’s possible to get free car insurance, it’s just not the way it works.
Popular auto insurance companies and some of the discounts are outlined below.
- American Family includes discounts for mySafetyValet, bundled insurance, air bags, good student, good driver, and defensive driver.
- Nationwide may have discounts that include accident-free, anti-theft, business or organization, family plan, easy pay, and Farm Bureau membership.
- MetLife offers discounts for defensive driver, good student, multi-policy, claim-free, good driver, accident-free
- 21st Century may offer discounts for defensive driver, 55 and older, homeowners, air bags, early bird, anti-lock brakes, and theft prevention.
- Farmers Insurance discounts include homeowner, bundle discounts, good student, mature driver, teen driver, pay in full, and switch companies.
- Allstate offers discounts including FullPay discount, 55 and retired, anti-lock brakes, utility vehicle, and good student.
When comparing rates, check with all the companies to apply every possible discount. A few discounts might not be offered in your state. To choose providers that offer the discounts shown above in Milwaukee, click here to view.
Are insurance agents used anymore?
Many drivers just prefer to sit down with an agent and that is a smart decision Most agents are trained risk managers and help submit paperwork. One of the great benefits of comparing rates online is you may find cheaper prices and still choose a local agent.
To make it easy to find an agent, after completing this short form, the coverage information is immediately sent to local insurance agents who want to provide quotes for your business. There is no reason to contact any agents due to the fact that quote results will go to your email. If you have a need to compare rates from a particular provider, you would need to search and find their rate quote page and submit a quote form there.
Finding the right company is decision based upon more than just the bottom line cost. You should also get answers to these questions.
- How is replacement cost determined on your vehicle?
- Is vehicle damage repaired with OEM or aftermarket parts?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Does the agent recommend any additional coverage?
- Is the agent CPCU or CIC certified?
- Will you get a loaner vehicle if you car is being repaired?
- Are claims handled at the agent’s location?
- Which companies do they recommend if they are an independent agency?
The following is a list of car insurance companies in Milwaukee that may be willing to give price quotes for Dodge Magnum insurance in Milwaukee.
Karin Bojarski-Vella State FarmĀ®
7919 N 76th St – Milwaukee, WI 53223 – (414) 355-1141 – View Map
American Family Insurance – Jaime Mercado
709 W Layton Ave – Milwaukee, WI 53221 – (414) 481-4400 – View Map
American Family Insurance – Derold Barker
2215 E North Ave #1 – Milwaukee, WI 53202 – (414) 332-8350 – View Map
Adams Insurance Service Inc
11046 W Bluemound Rd – Milwaukee, WI 53226 – (414) 257-2070 – View Map
Save $492 a year. For real?
Wisconsin consumers can’t escape the ads for the lowest price insurance from the likes of Allstate, GEICO and Progressive. They all convey the message that drivers will save a bundle if you change your insurance coverage to their company.
How do they all charge lower premium rates? It’s all in the words they use.
Most companies quote their cheapest rates for the type of driver that earns them the highest profit. An example of this type of driver might be described as between the ages of 30 and 50, owns their home, and insures a new vehicle. A customer that fits those parameters gets the lowest premium rates and most likely will save when switching.
Drivers who fall outside these standards will see more expensive rates and ends up with the customer not purchasing. If you pay close attention to the ads, they say “people that switch” not “everyone who quotes” can get the lowest rates when switching. That’s why insurance companies can confidently make those claims. Each company has different criteria, so it is so important to compare as many free Milwaukee car insurance quotes as you can. It’s impossible to know which insurance company will have the lowest Dodge Magnum insurance in Milwaukee.
More effort can pay off
The cheapest Dodge Magnum insurance in Milwaukee can be purchased on the web in addition to local insurance agencies, and you should compare rates from both to have the best rate selection. Some companies do not provide the ability to get a quote online and usually these regional carriers sell through local independent agents.
We just presented a lot of tips how to find affordable Dodge Magnum insurance in Milwaukee. The key thing to remember is the more companies you get prices for, the better likelihood of getting inexpensive Milwaukee car insurance quotes. Drivers may even discover the lowest priced auto insurance comes from an unexpected company. Smaller companies may have significantly lower prices on certain market segments as compared to the big name companies such as State Farm, GEICO and Nationwide.
Other information
- Should I Buy a New or Used Car? (Allstate)
- Who Has Cheap Car Insurance for a Honda Pilot in Milwaukee? (FAQ)
- Who Has Cheap Milwaukee Auto Insurance Rates for Veterans? (FAQ)
- Who Has Cheap Car Insurance Quotes for Uninsured Drivers in Milwaukee? (FAQ)
- How Much are Car Insurance Rates for Lyft Drivers in Milwaukee? (FAQ)
- Who Has Affordable Milwaukee Auto Insurance Quotes for Immigrants? (FAQ)
- How do I File a Claim? (Insurance Information Institute)
- If I File a Claim will My Insurance Go Up? (Insurance Information Institute)
- Insurance losses by make and model (Insurance Institute for Highway Safety)
- Collision Coverage (Liberty Mutual)