Buying cheaper insurance for a Nissan Rogue depends on many rating factors such as how you use your vehicle, your occupation, and driving violations and tickets. Wisconsin drivers pay around $616 a year to insure their Rogue, but that is an approximation based on a 50-year-old single female driver with full comprehensive and collision coverage and $500 deductibles.
There is a good probability you are not 50 and maybe not even a female, possibly married instead of single, or maybe your Rogue is old enough that it doesn’t require full coverage. Everone’s needs are different, and this illustrates why the way we recommend to find cheap insurance rates for your Nissan is to compare as many rates as you can. Get a free quote now and you will get price quotes from the best auto insurance companies that insure Nissan vehicles in Wisconsin.
The trim level of your vehicle impacts the coverage cost, so the cost to insure a Rogue S 2WD trim level will be $42 less than the insurance cost for the high end Rogue SL AWD version, as shown in the prices below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $124 | $236 | $294 | $18 | $88 | $760 | $63 |
| Rogue S AWD | $124 | $236 | $294 | $18 | $88 | $760 | $63 |
| Rogue SL 2WD | $124 | $236 | $294 | $18 | $88 | $760 | $63 |
| Rogue SL AWD | $124 | $278 | $294 | $18 | $88 | $802 | $67 |
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Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Premium amounts do not factor in zip code location which can impact coverage prices substantially.
Shopping around for cost effective auto insurance is not always easy, and deciding which companies offer the most affordable auto insurance rates for a Nissan Rogue will take a little more work. Each auto insurance company uses their own method for setting prices, so first let’s look at the rankings for the lowest cost auto insurance companies in Milwaukee.
Find the Cheapest Car Insurance for Your Nissan
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | USAA | $580 |
| 2 | Partners Mutual | $614 |
| 3 | Erie | $717 |
| 4 | Rockford Mutual | $746 |
| 5 | Rural Mutual Insurance | $756 |
| 6 | Pekin Insurance | $768 |
| 7 | Nationwide | $768 |
| 8 | Western National | $777 |
| 9 | Integrity Mutual | $786 |
| 10 | Travelers | $804 |
| 11 | West Bend Mutual | $899 |
| 12 | The Hartford | $912 |
| 13 | State Farm | $923 |
| 14 | General Casualty | $936 |
| 15 | Auto Club Group | $939 |
| 16 | Auto-Owners | $1,126 |
| 17 | Progressive | $1,130 |
| 18 | American Family | $1,137 |
| 19 | Farmers | $1,141 |
| 20 | GEICO | $1,226 |
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USAA may offer some of the most affordable car insurance rates in Milwaukee at around $580 per year. Partners Mutual, Erie, Rockford Mutual, and Rural Mutual Insurance also make the cut as some of the more affordable Milwaukee, WI car insurance companies.
As shown in the table above, if you currently have a policy with Rockford Mutual and switched to USAA, you may realize an annual savings of in the neighborhood of $166. Drivers with Rural Mutual Insurance may save as much as $176 a year, and Pekin Insurance policyholders might lower prices by $188 a year.
To see how much you can save, click here or visit any of the low-priced companies below.
These prices are averages across all types of insureds and vehicles and and are not figured with a specific vehicle garaging location for a Nissan Rogue. So the auto insurance company that has the lowest price for you may not even be in the top 30 companies shown above. That emphasizes why you need to get rate quotes from many companies using your own individual information.
Insurance rate increases from tickets or accidents
The recommended way to enjoy the cheapest auto insurance prices for a Rogue is to be an attentive driver and not receive tickets or have accidents. The illustration below illustrates how traffic citations and at-fault accidents can increase insurance premiums for each different age group. The costs are based on a single male driver, comp and collision included, $100 deductibles, and no additional discounts are factored in.
In the previous example, the average cost of an auto insurance policy per year with no accidents or violations is $1,655. Get written up for two speeding tickets and the average cost jumps to $2,193, an increase of $539 each year. Then include two accidents along with the two speeding tickets and the yearly cost of auto insurance for a Nissan Rogue jumps again to an average of $4,161. That’s an increase of $2,506, or $209 per month, just for not keeping your driving record clean!
Get discount Milwaukee auto insurance rates
Insurers that provide coverage for a Nissan Rogue may have price discounts that could potentially reduce rates by 25% or more if you are eligible to receive them. A few popular companies and their offered discounts can be found below.
- Progressive offers premium reductions for homeowner, online quote discount, continuous coverage, multi-policy, online signing, and good student.
- MetLife may include discounts for good driver, accident-free, good student, multi-policy, defensive driver, and claim-free.
- Mercury Insurance may have discounts that include accident-free, multi-policy, multi-car, good driver, and low natural disaster claims.
- Nationwide has savings for multi-policy, defensive driving, anti-theft, accident-free, business or organization, good student, and easy pay.
- GEICO may offer discounts for multi-policy, military active duty, seat belt use, good student, and membership and employees.
- AAA policyholders can earn discounts including good driver, anti-theft, good student, multi-car, and AAA membership discount.
The example below shows the comparison of auto insurance rates with and without discounts applied. The costs are based on a male driver, no violations or claims, Wisconsin state minimum liability limits, full coverage, and $250 deductibles.
The first bar for each age group shows the average annual price with no discounts. The second shows the rates with multiple vehicle, anti-theft, multiple policy, homeowner, claim-free, and defensive driving course discounts applied. When drivers take advantage of discounts, theaverage amount saved on auto insurance for a Nissan Rogue is 28% or $421.
Why you should be shopping around
Milwaukee, WI auto insurance rates are based on many factors that control the cost of having a policy. Improving your credit score, buying a home instead of renting, or getting a few speeding tickets may prompt premium changes that can make some companies cheaper in comparison to the competition.
Not only that, but insurers file new rates at least once a year to adjust for gains or losses. An unexpected high level of claims may result in more expensive prices, while lower claim expenses can cause more affordable Rogue insurance rates.
For instance, the bar chart below shows which company has the cheapest car insurance in Milwaukee, WI for a 30-year-old male driver with a clean driving record, no accidents, and a good credit history. When comparing rates based on his current risk factors, USAA offers the best car insurance rates in Milwaukee at $892 each year. This is $269 less than the average premium paid by Wisconsin drivers of $1,161. Partners Mutual, Erie, Rockford Mutual, and Nationwide are the rest of the cheapest Milwaukee, WI auto insurance companies.
In this next rate comparison, we will give the driver from the first rate comparison a claim surcharge, slightly worse credit, and a blemish on his driving record. Since each insurance company uses their own formula to set premium rates, comparing insurance quotes could now result in a different ranking of the cheapest Milwaukee car insurance companies as shown below.
Rural Mutual Insurance now has the lowest price in Milwaukee, WI with Western National, Integrity Mutual, Travelers, and Partners Mutual now rounding out the top five. This example shows why consumers need to take the time to perform a complete rate comparison to get the most affordable auto insurance quotes for a Nissan Rogue. Car insurance prices can be altered by many different factors and can change without notice, so the most affordable company a year ago may now be costing you a lot of money.
The agents listed below are a good start to help you make a decision which auto insurance coverages would be the best in your situation, since some drivers wish to get help from a professional when shopping for cheaper insurance for a Rogue. It’s not always easy to find the best coverage yourself, so getting professional guidance from a licensed agent can bring peace of mind knowing your coverage gives you suitable coverage if you have an accident. To find a Milwaukee insurance agent closest to you, click the button below the list or click here to compare price quotes now.
- Billy Brown Insurance
715 Milwaukee St – Delafield, WI 53018 – (262) 646-8252 - American Family Insurance – Baiio Marchan
3647 S Chase Ave – Milwaukee, WI 53207 – (414) 744-2192 - American Family Insurance – Paul Rathkamp
11805 W Hampton Ave – Milwaukee, WI 53225 – (414) 438-1515 - American Family Insurance – Angelica Angel
5220 S 27th St – Milwaukee, WI 53221 – (414) 282-3600
Find a Milwaukee, WI insurance agent near you
Ideas to find economical car insurance for a Nissan Rogue
Lowering your rates is not difficult, and here are some of the recommended penny-pinching solutions that can help you quote cheap coverage.
- Buying home and auto together can help save money
- Drop full coverage on older vehicles
- Buy a vehicle with excellent safety ratings
- Claim-free policyholders usually earn a discount
- Better credit scores save money
- Raise your physical damage coverage deductibles
- Compare prices as often as possible
The last idea is incredibly necessary, as was affirmed in this write-up. Car insurance rates can change significantly in a year, so don’t be tentative to buy from a different company if you can save money.
Staying with the same car insurance company is fine, but it’s not a good idea if that inflexibility results in costing you hundreds of dollars a year. Now is a great time to compare rates and find cheaper car insurance for a Nissan Rogue in Milwaukee.